Insurance Archives Page 4 of 5

27 Dec 2021

Why Your Business May Need Tax Liability Insurance

Business, Insurance

Tax season is fast approaching, and if you’re a business that conducts transactions overseas, that is involved in mergers and acquisitions, or that deals in renewable energy, real estate investment trust (REIT) risk, you may want to consider tax liability insurance. Tax liability insurance, also known as “tax insurance” or “tax opinion liability insurance,” is a product that protects the insured when they hold a tax position that is in conflict with what the IRS calculates. This coverage can be purchased through A and H Insurance with our…

22 Dec 2021

Holiday Season Travel Insurance Tips

Insurance

After working long, hard hours for months, you finally get the vacation you wanted. At last, everything is all packed and ready to go. But, just because you’re on vacation, it doesn’t mean accidents won’t happen. Whether you’re planning an in-state or out-of-state vacation, planning to get insurance will save you money down the line. When it comes to travel insurance, it is always better to have and not need it than to need and not have it. Read on for how to arrange holiday season travel insurance.…

30 Nov 2021

Should I Consider a High-Value Home Insurance Policy?

Insurance

The standard home insurance policy that many homeowners use offers excellent coverage for damage to the property’s physical structures. It protects homeowners from personal liability for injuries suffered in the home. It will also pay for additional living expenses if the owners can’t live in their home because it is damaged and undergoing repair. For most people, regular home insurance is all the insurance they will ever need. But this conventional home insurance does not cover the insurance needs of every type of home. Taylor St. Management warns…

11 Nov 2021

Does Homeowners Insurance Cover Water Damage?

Insurance

Owning a home is a considerable investment. As such, it requires adequate security and protection. As Foothills Management says, one way you can secure your property is by having homeowners insurance. There are numerous benefits you can earn from it. These include: Liability coverage – If a visitor sustains injuries on your property, there is a possibility that you may be held responsible. When this happens, you can spend thousands of dollars on medical bills, compensations, and legal fees. However, if you have homeowners insurance, you will enjoy…

14 Sep 2021

What Types of Insurance Should a Small Business Consider?

Business, Insurance

Must-Have Policies for Businesses Business Owners Policy - Covers liability for lawsuits, income insurance, and property damage. Workers' Compensation - Covers your employees if they get injured on the job. Data Breach Insurance - Protects your business from the effects of data theft. Health & Life Benefits - Offer medical and life insurance options to your employees. Errors & Omissions Insurance - Protect your business if your advice our services negative impact a customer. Employment Practices Liability Insurance - Protect your business if you have violated an employee's…

03 Aug 2021

Steps to Take After a Car Accident

Insurance

On average, there are 6 million car accidents in the U.S. annually and 3 million people are injured. Chances are you have already or will be involved in an accident (or accidents) at some point in your life. So, it’s important to know what steps to take after a car accident, whether it's a major crash or a minor fender bender. Call 911 if there is an injury. Check yourself and your passengers for injuries, then check with the other driver to see if they’re ok. If someone…

19 Jul 2021

What Kind of Insurance Do I Need for My Rental Property?

Insurance

Rental properties face specific threats. As a landlord, you need to be proactive if you want to protect your investment. Most landlords often seek to know the best kind of insurance for their rental property. Some may think that having a homeowner’s insurance is enough. However, this is not true. That is because rental properties have more risks than your private residence. The only time that the homeowner’s insurance may cover rental property is when you temporarily rent out your home. Therefore, short-term rentals do not require extra…

12 May 2021

What is Renter’s Insurance and Why Do You Need It?

Insurance

Living in a home of any kind comes with its risks. There is a long list of unpleasant things that can happen to the building, its occupants, or their belongings. The building could suffer flood or fire damage. A tree could fall on the roof or a burglar could break into the home. These are events no one wants, but which happen in the everyday course of life. Bad things happen despite our best efforts to prevent them. This is why people buy insurance. Insurance offers assurance that…

30 Mar 2021

My Teladoc Telemedicine Experience

Insurance, Wellness

I’m one of many people who hate going to the doctor. Also, since COVID-19 started, I’m even less inclined to drive in for a visit. I’m fairly young and take pretty good care of myself, so prior to working for an insurance company I opted for a bare bones, major medical insurance health plan. However, last month I saw the wisdom of having decent medical insurance coverage with added benefits. I experienced some digestion-related issues similar to food poisoning that persisted for over 48 hours. I was just…

26 Aug 2020

Tips for Staying Safe on the Road

Insurance

According to the ASIRT, over 38,000 people in the USA die in traffic accidents every year (the most of any high-income country) and 4.4 million people are hurt badly enough to need medical attention. You can’t control the recklessness of other drivers, but you can reduce your driving risks by following these safety tips. Maintain a safe following distance Tailgating is a major cause of accidents because drivers often follow other cars too closely. If the driver in front of you slams on their brakes for any reason,…