Insurance Archives Page 4 of 5

06 Apr 2022

Get Business Insurance in Elko, NV

You now have a local insurance broker to provide your business with the personal service and support you deserve. A and H Insurance has opened our new office at 526 Idaho St. in the heart of Elko, and we look forward to meeting you! Why A and H Insurance? A and H Insurance was founded in 1957 in Reno, NV and has 6 branches in Northern Nevada, including Elko and Winnemucca. We are an independent agency, which means we are allowed to work with dozens of our partner…

15 Mar 2022

Homeowners and Airbnb Insurance

Insurance

For the most part, using your home as an Airbnb can be a lucrative way to make extra cash or to subsidize the mortgage on your property. The post pandemic travel boom has driven new heights of wanderlust, but the savvy traveler is still wary of close contact, so Airbnb rentals have become more reclusive havens of choice. The New York Times reports, “Home rentals have outperformed hotels in 27 global markets since the onset of Covid-19, according to a report by the hotel benchmarking firm STR and…

29 Dec 2021

Winter Sports Insurance Guide

Insurance, Wellness

Winter sports are great for those seeking adventures and exciting opportunities. While beautiful and coveted by many, winter sports are also dangerous. If you’re planning to travel this season, considering winter sports insurance is a great idea. In particular, winter sports insurance (a type of travel insurance policy) was created especially for the fans of winter sports and activities. It can cover different situations, including accidents and equipment loss. Some of the most common things covered by winter insurance include: Accident on the slopes The cost of replacing…

27 Dec 2021

Why Your Business May Need Tax Liability Insurance

Business, Insurance

Tax season is fast approaching, and if you’re a business that conducts transactions overseas, that is involved in mergers and acquisitions, or that deals in renewable energy, real estate investment trust (REIT) risk, you may want to consider tax liability insurance. Tax liability insurance, also known as “tax insurance” or “tax opinion liability insurance,” is a product that protects the insured when they hold a tax position that is in conflict with what the IRS calculates. This coverage can be purchased through A and H Insurance with our…

22 Dec 2021

Holiday Season Travel Insurance Tips

Insurance

After working long, hard hours for months, you finally get the vacation you wanted. At last, everything is all packed and ready to go. But, just because you’re on vacation, it doesn’t mean accidents won’t happen. Whether you’re planning an in-state or out-of-state vacation, planning to get insurance will save you money down the line. When it comes to travel insurance, it is always better to have and not need it than to need and not have it. Read on for how to arrange holiday season travel insurance.…

30 Nov 2021

Should I Consider a High-Value Home Insurance Policy?

Insurance

The standard home insurance policy that many homeowners use offers excellent coverage for damage to the property’s physical structures. It protects homeowners from personal liability for injuries suffered in the home. It will also pay for additional living expenses if the owners can’t live in their home because it is damaged and undergoing repair. For most people, regular home insurance is all the insurance they will ever need. But this conventional home insurance does not cover the insurance needs of every type of home. Taylor St. Management warns…

11 Nov 2021

Does Homeowners Insurance Cover Water Damage?

Insurance

Owning a home is a considerable investment. As such, it requires adequate security and protection. As Foothills Management says, one way you can secure your property is by having homeowners insurance. There are numerous benefits you can earn from it. These include: Liability coverage – If a visitor sustains injuries on your property, there is a possibility that you may be held responsible. When this happens, you can spend thousands of dollars on medical bills, compensations, and legal fees. However, if you have homeowners insurance, you will enjoy…

14 Sep 2021

What Types of Insurance Should a Small Business Consider?

Business, Insurance

Must-Have Policies for Businesses Business Owners Policy - Covers liability for lawsuits, income insurance, and property damage. Workers' Compensation - Covers your employees if they get injured on the job. Data Breach Insurance - Protects your business from the effects of data theft. Health & Life Benefits - Offer medical and life insurance options to your employees. Errors & Omissions Insurance - Protect your business if your advice our services negative impact a customer. Employment Practices Liability Insurance - Protect your business if you have violated an employee's…

03 Aug 2021

Steps to Take After a Car Accident

Insurance

On average, there are 6 million car accidents in the U.S. annually and 3 million people are injured. Chances are you have already or will be involved in an accident (or accidents) at some point in your life. So, it’s important to know what steps to take after a car accident, whether it's a major crash or a minor fender bender. Call 911 if there is an injury. Check yourself and your passengers for injuries, then check with the other driver to see if they’re ok. If someone…

19 Jul 2021

What Kind of Insurance Do I Need for My Rental Property?

Insurance

Rental properties face specific threats. As a landlord, you need to be proactive if you want to protect your investment. Most landlords often seek to know the best kind of insurance for their rental property. Some may think that having a homeowner’s insurance is enough. However, this is not true. That is because rental properties have more risks than your private residence. The only time that the homeowner’s insurance may cover rental property is when you temporarily rent out your home. Therefore, short-term rentals do not require extra…