Commercial Insurance in NV, CA, and AZ
Purchasing insurance does not have to be difficult. Our professional staff will make your insurance experience as easy as possible. We are partnered with some of the most respected insurance carriers in the industry, allowing us to provide you with the very best value.
Sharing our knowledge and expertise creates power in purchasing your business’ insurance. We are poised to provide you with this knowledge and expertise along with the personal customer service A and H Insurance has built its reputation on.
A and H’s combination of local service and national reach in the marketplace has allowed us to become experts in risk evaluation for a wide range of industries.
At A and H Insurance, service is what we believe in and service is what we deliver. Our business is to know your business, understand our customers’ needs and provide solutions.
Workers’ Compensation
When an employee is injured on the job, A and H Insurance provides you with the proper tools to manage the injury as well as the claim. Our licensed employer representatives will monitor the claim from the first point of contact all the way to claims closure. This includes, reviewing reserves that are set on a claim, managing loss of time, looking at back to work programs, and providing representation for the employer at the employee hearings. These services help to mitigate claim costs and ultimately create a competitive workers’ compensation program.
It is important for the workers’ compensation insurance carrier to work with you to provide loss control services, offer monthly claims review and assist in analyzing the experience modification factors. These services help our customers retain and maintain a cost-effective workers’ compensation program.
The purchase of a workers’ compensation policy is only the beginning.
Workers compensation policies are audited on an annual basis. Our customers often need help in reviewing payrolls, establishing proper classifications and ordering the proper insurance certificates prior to the auditor’s meeting – A and H Insurance will be there, whenever and wherever you need us.
Surety Bonds
Surety bonds are written to guarantee that your future obligations will be met. Surety relationships are built on trust, and trust is developed through the underwriting process.
We understand that in today’s environment, surety relationships are an integral part of doing business. You need an experienced team to put together a successful surety/bond submission for the bonding company to review.
A and H represents over a dozen surety companies and issues the following surety bonds;
- Payment and Performance Bonds
- License and Permit Bonds
- Subdivision Bonds
- Maintenance Bonds
- Fidelity Bonds
- Gaming Bonds
- Lottery Bonds
- Bid Bonds
Commercial Lines Policy Types
- Builders Risk
- Commercial Auto
- Commercial Liability
- Commercial Property
- Cyber Liability
- Employment Practices Liability
- General Liability
- Workers’ Compensation
- Surety Bonds
- Umbrella Insurance
Business Types
A and H has decades of experience insuring all kinds of businesses including, but not limited to:
