30 Oct 2025
Tips on Depositing Estate Checks into Personal Accounts

Tips on Depositing Estate Checks into Personal Accounts

Finances
Handling finances after the loss of a loved one can be confusing, especially when it comes to managing estate funds. One common question that arises is whether it’s appropriate, or even legal, to deposit an estate check into a personal account. The short answer: it depends on your role in the estate and the type of check. Here are some important tips to help you navigate the process properly and avoid potential financial or legal issues. 1. Understand What an Estate Check Represents When someone passes away, their…
Read More
13 Oct 2025
Help Generation X Employees Prepare for Retirement

Help Generation X Employees Prepare for Retirement

Employees, Finances
As the oldest members of Gen X reached age 60 in 2025, many organizations are realizing the unique financial and emotional challenges this generation faces. Gen X employees (born between 1965 and 1980) are no strangers to economic uncertainty, having weathered the dot-com bubble, the Great Recession, and a pandemic. Often referred to as the “sandwich generation,” many of them are caring for aging parents and raising children. They are also the first generation to rely more on self-funded 401(k) plans than employer-funded pensions. Amid these financial challenges,…
Read More
02 Oct 2025
How a Professional Maid Service Saves You Time, Money, & Stress

How a Professional Maid Service Saves You Time, Money, & Stress

Finances, Houses
In the hustle and bustle of modern life, keeping a clean home can feel like a never ending chore. Between work, family responsibilities, and personal commitments, the hours spent scrubbing, dusting, and organizing can quickly add up. This is where a professional maid service can make a real difference, not just for your home, but for your overall quality of life and mental well-being. Time Is Your Most Valuable Resource One of the most immediate benefits of hiring a professional maid service is time savings. A trained cleaner…
Read More
03 Mar 2025
Why Some People Attract Wealth—and How You Can Too

Why Some People Attract Wealth—and How You Can Too

Finances
Your relationship with money is a big deal—it shapes the way you live, the choices you make, and the opportunities you grab (or miss). If you want to build real financial success, the first step isn’t necessarily earning more—it’s shifting the way you think about money. The way you handle your finances is deeply tied to emotions, habits, and even childhood experiences. When you start to understand why you spend, save, or stress the way you do, you can take control and make better decisions that actually align…
Read More
30 Jan 2025
10 Ways To Prevent Credit Card Fraud

10 Ways To Prevent Credit Card Fraud

Finances, Tips
Credit card fraud is the most common type of identity theft in the U.S., according to the Federal Trade Commission (FTC). A recent report by Security.org revealed that 60% of credit card holders have experienced credit card fraud. And nearly half have experienced fraud more than once. While credit card fraud isn’t going away anytime soon, new methods are constantly being developed to protect consumers from fraud. Here are 10 tips to help you protect your credit card from unauthorized use: Use strong passwords You’ve probably heard this…
Read More
13 Feb 2024
Your Small Business May Need D&O Insurance

Your Small Business May Need D&O Insurance

Business, Finances, Insurance
According to the U.S. Small Business Administration, more than half of the American workforce owns or works for a small business. Twenty-five percent of small businesses with employees work from home. When considering sole proprietor operations with no employees, this percentage increases to approximately 50%. If you run your business from home, you may think that directors and officers (D&O) insurance is not necessary. However, the size and location of your business do not determine the need for protection or the amount of coverage you need. If you…
Read More
22 Jan 2024
Unveiling the Enduring Advantages of Life Insurance

Unveiling the Enduring Advantages of Life Insurance

Finances, Insurance, Personal
In the vast landscape of financial planning, life insurance emerges as a cornerstone, providing a bedrock of security for you and your loved ones. This vital tool transcends its role as a mere financial safety net, offering a spectrum of benefits, safeguarding the future of those you cherish. A and H Insurance delves into the multifaceted advantages of life insurance: Safeguarding Your Family's Financial Stability Imagine a world where your family's financial future is secure, even in your absence. Life insurance is that safety net, cushioning your loved…
Read More
01 Nov 2023
Ensuring Financial Stability: Safeguarding Your Small Business

Ensuring Financial Stability: Safeguarding Your Small Business

Business, Finances
In the volatile realm of entrepreneurship, having a financial safety net can make the difference between surviving tough times and falling apart. This cushion allows you to withstand unexpected financial storms and adapt without jeopardizing your operations. In this article, A and H Insurance will delve into the critical steps to establish and maintain financial security for your small business. Forecast Cash Flow Forecasting cash flow is essential for any business, but especially for small enterprises where margins can be thin. With adequate cash flow projections, you can…
Read More
25 Apr 2023
Why You Need Umbrella Insurance Coverage

Why You Need Umbrella Insurance Coverage

Business, Finances, Insurance
Understanding umbrella insurance coverage Umbrella insurance is a type of personal liability coverage that goes beyond the limits of other existing policies such as homeowners, auto, or business insurance. It is designed to protect individuals or companies and their assets from the financial consequences of unforeseen events such as lawsuits or accidents. Those who are at high risk of being sued, that have significant assets, inexperienced drivers, or anyone concerned that their coverage limits are not sufficient may benefit from umbrella insurance. Umbrella insurance provides coverage for losses…
Read More