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28 Mar 2024
Health Risks After a House Fire

Health Risks After a House Fire

Houses
In the aftermath of a house fire of any size, your return to normalcy may be fraught with challenges. As much as you want to return to your home ASAP, you should be aware of the potential health risks lurking amidst the ashes. Here, we delve into the various health problems to be mindful of when re-entering a home that has endured damage from a significant fire, and what you could do to mitigate them. Smoke Inhalation Smoke inhalation is a primary concern for the occupants of a…
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07 Mar 2024
Boost Your Attention Through Hyperfocus and Scatter Focus

Boost Your Attention Through Hyperfocus and Scatter Focus

Employees, Psychology, Tips
You're reading this sentence, but are you also checking your phone or thinking about what's for dinner? It's not just you. Attention spans are changing faster than ever. Twenty years ago, people switched their attention from one screen to another every 150 seconds. Today, it's down to 47 seconds, CBS News reports. The good news is you’re still getting things done amid these fast-paced shifts. The problem is that competition for attention can decrease your health and performance. Frequent changes in focus can: Make us more prone to…
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13 Feb 2024
Your Small Business May Need D&O Insurance

Your Small Business May Need D&O Insurance

Business, Finances, Insurance
According to the U.S. Small Business Administration, more than half of the American workforce owns or works for a small business. Twenty-five percent of small businesses with employees work from home. When considering sole proprietor operations with no employees, this percentage increases to approximately 50%. If you run your business from home, you may think that directors and officers (D&O) insurance is not necessary. However, the size and location of your business do not determine the need for protection or the amount of coverage you need. If you…
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06 Feb 2024
Gifts for People Who Work from Home

Gifts for People Who Work from Home

Business
The prevalence of people working from home has grown in recent years. If you are buying a gift for a friend or family member who works from home, then there are fun and practical items you can give for their home office. Here are a few ideas to help with your shopping list: Noise-Canceling Headphones It can be distracting to be at the computer when there is noise and commotion happening in the house. Whether the person has children, a roommate, or noisy neighbors, noise-canceling headphones can be…
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22 Jan 2024
Unveiling the Enduring Advantages of Life Insurance

Unveiling the Enduring Advantages of Life Insurance

Finances, Insurance, Personal
In the vast landscape of financial planning, life insurance emerges as a cornerstone, providing a bedrock of security for you and your loved ones. This vital tool transcends its role as a mere financial safety net, offering a spectrum of benefits, safeguarding the future of those you cherish. A and H Insurance delves into the multifaceted advantages of life insurance: Safeguarding Your Family's Financial Stability Imagine a world where your family's financial future is secure, even in your absence. Life insurance is that safety net, cushioning your loved…
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16 Jan 2024
Advantages of Independent Insurance Agents for Businesses

Advantages of Independent Insurance Agents for Businesses

Business, Insurance
Why should you acquire insurance through an independent agent instead of through a captive insurance agent or by yourself through the internet? This article will explain the advantages of having an independent agent including Service, Value, Flexibility, Value, Ease, and Help with Claims. What is an independent agent versus a captive agent? A captive agent works specifically for one insurance carrier (e.g. State Farm), while an independent agent is licensed with multiple insurance carriers. Value & Flexibility When you acquire insurance through an independent agent, many times you…
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10 Jan 2024
Differences Between HMO, PPO, and EPO Health Insurance Plans

Differences Between HMO, PPO, and EPO Health Insurance Plans

Insurance
When it comes to health insurance plans, there are several options available, including EPO, HMO, and PPO plans. Knowing the differences can help you make an informed decision so that you’ll get the right coverage that fits your budget. The network size, deductible, and premium costs of plans you have access to may vary, so the info below is generalized and will not be accurate 100% of the time. What are HMOs, PPOs, and EPOs? An HMO, or Health Maintenance Organization, is a type of plan that typically…
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27 Dec 2023
From Startup to Success Story: The Art of Business Expansion

From Startup to Success Story: The Art of Business Expansion

Business, Employees, Tips
In the dynamic world of business, the pursuit of growth is an ever-present goal. Whether you're a fledgling startup or a seasoned enterprise, the continuous quest for expansion is paramount for achieving long-term success. In this article from A and H Insurance, the focus is on illuminating the optimal avenues for scaling your operations and emphasizing the significance of making strategic choices in your pathway toward business prosperity. Forge Meaningful Connections Building relationships in the business environment is often undervalued, yet it is a pivotal aspect of any…
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13 Dec 2023
2023 Holiday Helper Campaign

2023 Holiday Helper Campaign

NEWS
In recent years, we have made the decision to discontinue the tradition of purchasing and sending expensive Christmas cards to our extensive client base. Instead, we have allocated the funds previously used for this purpose to support various charitable organizations within the communities we serve. To determine which charities to assist, we reached out to our clients via email and social media, allowing them to vote for their preferred organizations. The winners from our 2023 Holiday Helpers Campaign that will receive the largest donation from A and H…
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