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16 Jan 2024
Advantages of Independent Insurance Agents for Businesses

Advantages of Independent Insurance Agents for Businesses

Business, Insurance
Why should you acquire insurance through an independent agent instead of through a captive insurance agent or by yourself through the internet? This article will explain the advantages of having an independent agent including Service, Value, Flexibility, Value, Ease, and Help with Claims. What is an independent agent versus a captive agent? A captive agent works specifically for one insurance carrier (e.g. State Farm), while an independent agent is licensed with multiple insurance carriers. Value & Flexibility When you acquire insurance through an independent agent, many times you…
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10 Jan 2024
Differences Between HMO, PPO, and EPO Health Insurance Plans

Differences Between HMO, PPO, and EPO Health Insurance Plans

Insurance
When it comes to health insurance plans, there are several options available, including EPO, HMO, and PPO plans. Knowing the differences can help you make an informed decision so that you’ll get the right coverage that fits your budget. The network size, deductible, and premium costs of plans you have access to may vary, so the info below is generalized and will not be accurate 100% of the time. What are HMOs, PPOs, and EPOs? An HMO, or Health Maintenance Organization, is a type of plan that typically…
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27 Dec 2023
From Startup to Success Story: The Art of Business Expansion

From Startup to Success Story: The Art of Business Expansion

Business, Employees, Tips
In the dynamic world of business, the pursuit of growth is an ever-present goal. Whether you're a fledgling startup or a seasoned enterprise, the continuous quest for expansion is paramount for achieving long-term success. In this article from A and H Insurance, the focus is on illuminating the optimal avenues for scaling your operations and emphasizing the significance of making strategic choices in your pathway toward business prosperity. Forge Meaningful Connections Building relationships in the business environment is often undervalued, yet it is a pivotal aspect of any…
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13 Dec 2023
2023 Holiday Helper Campaign

2023 Holiday Helper Campaign

NEWS
In recent years, we have made the decision to discontinue the tradition of purchasing and sending expensive Christmas cards to our extensive client base. Instead, we have allocated the funds previously used for this purpose to support various charitable organizations within the communities we serve. To determine which charities to assist, we reached out to our clients via email and social media, allowing them to vote for their preferred organizations. The winners from our 2023 Holiday Helpers Campaign that will receive the largest donation from A and H…
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05 Dec 2023
A Strong Benefits Package Is a Must for Employers Who Want to Remain Competitive

A Strong Benefits Package Is a Must for Employers Who Want to Remain Competitive

Business, Employees
To remain competitive in today's job market, employers simply must provide better benefits. Gone are the days when a simple 401k and health insurance plan was enough to lure top talent. Today's workers are looking for employers who offer flexible work hours, tuition reimbursement, and much more. Here, A and H Insurance presents the benefits and perks your company needs to offer in order to stay competitive. Provide Flexible Work Hours More employees are now working remotely, which means they need the flexibility to set their hours. Allowing…
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27 Nov 2023
Stretching to Prevent Restaurant Staff Injuries

Stretching to Prevent Restaurant Staff Injuries

Business, Employees, Wellness
As a restaurant, you treat your customers well, but don't forget about your staff! They may experience muscle pain, discomfort, and even long-term health problems. Working long hours, bending to serve customers, and performing repetitive tasks contribute to these health risks. Changes in the hot kitchen or lunchtime rush can get your adrenaline pumping, but what happens after? Your team may not realize they are out of energy until they begin to crash. Stretching and breath work are great ways to release tension and keep employees’ bodies in…
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09 Nov 2023
10 Christmas Decorating Dangers to Avoid

10 Christmas Decorating Dangers to Avoid

Houses, Tips
Christmas is just around the corner and there's nothing like decking out your home for the holidays. However, before you start, be aware of 10 common decorating dangers and hazards that can take the jolly right out of your holidays. Christmas Tree Fires: Christmas tree fires are not uncommon during the holiday season. Here are some tips to keep your home and loved ones safe. Firstly, when setting up your tree, be mindful of its location. Keep it far away from any heat sources like fireplaces, radiators, or…
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06 Nov 2023
When to Replace Your Vehicle’s Brakes

When to Replace Your Vehicle’s Brakes

Tips
Making sure you have a well-functioning braking system is one of the most important factors to ensure your safety while driving. This guide will help you see the warning signs of brake component wear and offer general guidelines for when to replace them. There are many different vehicle makes & models, varying brake/rotor qualities, and unique driving conditions; so when to replace your brake components isn’t an exact science. Warning Signs One of the most common signs that it's time to replace your vehicle's brakes is a squeal…
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