A and H Insurance Blog - Advice for the Workplace & Wellness Tips

09 Oct 2025

Help Generation X Employees Prepare for Retirement

Finances

As the oldest members of Gen X reached age 60 in 2025, many organizations are realizing the unique financial and emotional challenges this generation faces. Gen X employees (born between 1965 and 1980) are no strangers to economic uncertainty, having weathered the dot-com bubble, the Great Recession, and a pandemic. Often referred to as the “sandwich generation,” many of them are caring for aging parents and raising children. They are also the first generation to rely more on self-funded 401(k) plans than employer-funded pensions. Amid these financial challenges,…

07 Oct 2025

Can Cybersecurity Insurance Help with an Interanal Breach?

Business, Insurance

There's training, testing, and oversight, but it still happens. A busy employee clicks on a link in an email and realizes it's a scam. What they don't know is that the malware embedded in that link has triggered a series of actions deep within the company's systems. Within minutes, all data is available to a cybercriminal, and the network is taken down. With a vigilant employee and IT team, the attack may have been stopped. But the damage is often done before cybersecurity systems can respond. The costs…

02 Oct 2025

How a Professional Maid Service Saves You Time, Money, & Stress

Finances, Houses

In the hustle and bustle of modern life, keeping a clean home can feel like a never ending chore. Between work, family responsibilities, and personal commitments, the hours spent scrubbing, dusting, and organizing can quickly add up. This is where a professional maid service can make a real difference, not just for your home, but for your overall quality of life and mental well-being. Time Is Your Most Valuable Resource One of the most immediate benefits of hiring a professional maid service is time savings. A trained cleaner…

29 Sep 2025

How to Settle Into a Luxury Home After Retirement

Houses, Insurance

Moving into a luxury home after retirement is more than relocation — it’s a reset. Space, comfort, and pace all change. But ease doesn’t arrive with the keys. A home becomes livable when systems are aligned, friction is reduced, and support shows up where it matters. Every detail — from lighting to insurance — shapes how quickly peace settles in. The right moves early make everything feel natural. Bring the House Online, Seamlessly You shouldn't need a cheat sheet just to turn on your lights. While luxury homes…

21 Aug 2025

The Critical Role of Preventive Healthcare

Wellness

Preventive healthcare is one of the most effective ways to maintain long term health and reduce the risk of serious illness. While much of the healthcare system focuses on treating conditions after they appear, preventive healthcare emphasizes early detection, proactive management, and healthy lifestyle choices that can prevent disease from developing or progressing. Prioritizing prevention not only improves quality of life but also reduces healthcare costs for both individuals and society as a whole. Early Detection Saves Lives Many serious illnesses, such as cancer, heart disease, and diabetes,…

21 Aug 2025

How Workplace Wellness Programs Improve Health and Productivity

Business, Employees, Wellness

In today’s fast-paced business environment, companies are realizing that employee well-being is more than a “nice to have”, it’s a necessity. A healthy, happy workforce not only reduces healthcare costs but also enhances morale, retention, and overall productivity. Workplace wellness programs are one of the most effective strategies organizations can implement to achieve this balance. These programs go beyond traditional healthcare benefits, addressing both physical and mental health while creating a culture of care. Promoting Physical Health Wellness programs often begin with initiatives that encourage healthier lifestyles. This…

11 Aug 2025

Powerful Ways Seniors Can Stay Healthy and Fulfilled Every Day

Wellness

Staying healthy in your later years isn’t about chasing youth—it’s about building rhythm, connection, and purpose. For many seniors, it’s not the big changes that make the difference. It’s the daily decisions. Whether you’re in your 60s or late 80s, feeling good and staying sharp is still within reach. But it doesn’t happen by accident. It takes a little structure, a lot of clarity, and small habits that stick. Here’s how to approach each day with more energy, fewer frustrations, and a deeper sense of joy. Prioritize Nutrient-Rich…

14 Jul 2025

A and H Insurance Merges with Worline Agency and Adobe Insurance

NEWS

ELKO, NEVADA — A and H Insurance, Inc., an independent insurance broker, has acquired books of business from Worline Agency, Inc. and Adobe Insurance Group, LLC. A and H Insurance will serve the existing clients of these businesses from their office, located at 526 Idaho Street Elko, NV 89801. A and H can offer these existing clients access to a wider range of insurance products, as well as a larger network of insurance carriers to find coverage with. Worline Agency, owned by Cortney Worline, is a 3rd generation…

08 Jul 2025

Designing Your Outdoor Kitchen

Houses

As outdoor living spaces become extensions of our indoor comforts, it's no wonder that outdoor kitchens have surged in popularity. They create seamless transitions from your indoor space to your backyard haven, encouraging gatherings with family and friends, al fresco dining, and moments of relaxation under the stars. Whether you're envisioning casual backyard barbecues or sophisticated outdoor dinner parties, here's how to thoughtfully design an outdoor kitchen that beautifully complements your home's style and your personal lifestyle. Assess Your Space and Layout Before diving into design details, consider…

26 Jun 2025

Scaling Your Business? Address These Legal and Financial Landmines First

Business

Growth is exhilarating—until the red tape wraps around your ankles. Scaling a business isn’t just about selling more; it’s a wholesale shift in risk exposure, financial pressure, and operational complexity. Miss one critical legal form or misread a cash flow forecast, and momentum becomes a meltdown. If you're preparing to scale, here's what you need to think through—before it thinks through you. Choose the Right Legal Vehicle for Growth As your business expands, your original legal structure might stop pulling its weight. What started as a nimble sole…