Get the Best Insurance in Apache Junction – Judy Holder Insurance

While there may be times when you need to send documentation or sign paperwork, the vast majority of requests, changes, billing issues and questions can be taken care of with a quick phone call.

While an appointment is not required, it could save you time by ensuring that a team member is readily available and prepared with your policy information when you arrive. Setting an appointment also allows us to set aside plenty of time to address all of your concerns adequately.

Installment plans are convenient, but they may cost more due to invoice fees or interest charges. You will save money in the long run by paying the entire amount in full when you receive your bill.

It may be possible to pay your home or auto policy bill over the phone with a credit card, depending on your carrier. Talk with one of our agents to find out.

Automobile insurance rates are calculated according to many different factors, some of which include: driver age, type of car, personal driving records and credit rating. Insurance companies may also consider how your vehicles are being used, stored and driven. We normally check with multiple carriers before delivering the best quote to you.

Generally speaking, anyone who has permission to drive your vehicle is covered. However, you should check with an agent for specific details regarding your policy. Any driver who regularly uses your car should be listed on your policy.

Most policies cover you if you rent a car on vacation, but it is best to check with our Customer Service Team before you decline additional coverage from the rental company, just to be sure.

Homeowners insurance covers damage from incidents such as fire, theft and vandalism to your house and adjacent structures like a garage or shed, as well as your personal belongings. It also covers living expenses if your house becomes temporarily unusable and liability in case you or a member of your household injures someone or damages their property. Most standard policies do not include damage caused by flood.

The amount of coverage should be based on the cost of rebuilding your home. The cost of rebuilding is often referred to as replacement cost and may be higher or lower that the price you paid for your home or the price you could sell it for today. A replacement cost policy will pay for the repair of damaged property with materials of similar kind and quality at current prices.