A and H Insurance provides an array of insurance plans, association health plans, benefits, and products for employer groups, individuals, and families. We also have a dedicated Medicare team to help you find the right coverage.
Plan Types
- Partially and Fully Funded — PPO and HMO
- HRA and High Deductible (HSA compatible)
- Short Term Medical
- Travel Medical Plans
- Supplemental Insurance (Aflac / Colonial)
- Association Health Plans
Dental insurance is an optional coverage in employee health & life benefits plans.
- PPO and Material Only Plans
- Annual Eye Exams
- Whole Life Insurance
- Universal Life Insurance
- Term Life Insurance
- Short Term and Long Term Disability
- Long Term Care
- Annuities
Product Descriptions
Term Life Insurance: A low cost plan with terms of 10 to 30 years. This is a great option for those looking to protect specific short-term financial obligations.
Whole Life Insurance: A policy that provides permanent lifetime protection. It also serves as an investment account that earns dividends and can be cashed out. We even have plans available with living benefits.
Universal Life Insurance: A policy that provides permanent lifetime protection but is adjustable. This allows you to increase or decrease the plan's benefits, as well as premium, as your family's needs change. You may even be able to skip some payments by using the plan's built up cash value to pay.
Annuities: A contract between the beneficiary and life insurance company to receive payments over time instead of a lump sum. This can give the beneficiary a stable income stream (rather than a lump sum payment) and may even earn interest.
- Section 125
- Supplemental
- HSA, HRA, FSA
- Supplemental Plans
- Advantage Plans
- Rx Plans
Why Do Employee Benefits Matter?
For employers, offering a robust benefits package can:
- Attract and retain top talent.
- Boost employee satisfaction and productivity.
- Reduce absenteeism and turnover.
- Lower group insurance costs through healthier employee lifestyles.
For employees, these benefit programs provide financial security, support for health and wellness, and a better work-life balance. They ultimately contribute to a more fulfilling professional and personal life. Reach out to us today to see what plans would work best for your workforce.