Farming is more than just a business, it’s a way of life. But with unpredictable weather, market fluctuations, and operational risks, running a farm or ranch comes with unique challenges. That’s where agricultural insurance steps in. Getting the right coverage tailored to your farm will give you peace of mind, knowing your livelihood is protected no matter what comes your way. A and H Insurance is an independent insurance broker that works with dozens of carriers to find you the best rates and coverage.
Comprehensive Coverage for Every Corner of Your Operation
Agricultural insurance is designed to safeguard every aspect of your operation, from crops and livestock to equipment and liability. Here are some coverage options we can offer through our insurance carriers:
- Farm Property Insurance: Protect your barns, silos, grain storage, and other structures from risks like fire, theft, and natural disasters. Coverage also extends to your machinery, equipment, and personal property used in farming operations.
- Crop Insurance: Shield your crops from the financial impact of hail, drought, floods, or other perils. Options like Multiple Peril Crop Insurance (MPCI) and Crop-Hail Coverage ensure your harvest is secure.
- Livestock Coverage: From cattle to poultry, safeguard your animals against risks like disease, accidents, and theft. Specialized options like Livestock Mortality Coverage provide added protection.
- Liability Insurance: Accidents happen. Whether it’s a visitor injured on your property or damage caused by your operations, liability coverage ensures you’re protected from costly claims.
- Commercial Auto Insurance: Cover your trucks, trailers, and other vehicles used for farming operations. From collisions to liability, we’ve got you covered.
- Workers’ Compensation: Protect your employees with coverage for work-related injuries or illnesses. It’s not just smart—it’s essential.
Tailored Solutions for Unique Risks
No two farms are exactly the same. That’s why A and H Insurance offers flexible policies that adapt to your specific needs through our network of carriers. Whether you’re running a family farm, a large-scale ranch, or a diversified operation, we’ll work with you to identify potential gaps and ensure comprehensive protection.
- Equipment Breakdown Coverage: Keep your operation running smoothly by covering the cost of repairs or replacements for essential machinery.
- Cyber Liability Insurance: As technology becomes a bigger part of farming, protect your operation from cyberattacks, data breaches, and online threats.
- Umbrella Liability Coverage: Add an extra layer of protection for high-value claims that exceed your standard policy limits.
Protect Your Farm Today
Your farm is your livelihood. Don’t leave it to chance. With agricultural insurance, you can focus on growing your business while we handle the risks. Contact A and H today to build a policy that protects your operation, your family, and your future.