Insurance Archives Page 3 of 5

25 Apr 2023

Why You Need Umbrella Insurance Coverage

Business, Finances, Insurance

Understanding umbrella insurance coverage Umbrella insurance is a type of personal liability coverage that goes beyond the limits of other existing policies such as homeowners, auto, or business insurance. It is designed to protect individuals or companies and their assets from the financial consequences of unforeseen events such as lawsuits or accidents. Those who are at high risk of being sued, that have significant assets, inexperienced drivers, or anyone concerned that their coverage limits are not sufficient may benefit from umbrella insurance. Umbrella insurance provides coverage for losses…

18 Apr 2023

6 Things to Consider When You’re Expanding Your Business

Business, Finances, Insurance

Once your small business starts gaining momentum, it’s time to think about expansion! But do you know what you need to take into consideration as you scale your business? Here, A and H Insurance goes over five crucial tasks you need to tackle in order to grow your company and increase your bottom line: 1. Protect Yourself, Your Employees, and Your Business If you’re running a sole proprietorship, forming an LLC will help you expand your business. Apply for an EIN in your state so you can start…

09 Nov 2022

Insurance Company Expands to New Minden Location

Insurance, NEWS

MINDEN, NEVADA — Nov 9, 2022 — A and H Insurance, Inc. has moved into their new office at 1663 Lucerne St. STE C Minden, NV 89423. They were previously located on Wildhorse Drive. This newly remodeled office is next door to 88 Cups and was formerly occupied by Shelby’s Bookstore. This new larger location will allow them to better serve individuals and business owners in the Minden, Gardnerville, and South Lake Tahoe areas. Team members include Cindy and George Thomson, George Swetland, Maria Figueroa, and Lisa Vale.…

26 Sep 2022

Tips and Resources to Help You Pursue Your Dreams of Entrepreneurship

Business, Insurance

Some of us are born entrepreneurs, trapped in the body of someone struggling to thrive in a nine-to-five. Sometimes, all we need is a bit of a push. Today’s post offers a few things to think about that might help you get past your reservations and jump aboard the self-employment training, where you can drive your own success. Understand the obligation Owning a business isn’t always easy, and there are many moving parts that you have to manage all the time. Many entrepreneurs routinely work well over the…

13 Sep 2022

What Type of Insurance do Property Managers Need?

Business, Insurance

Managing a property is one of the most multi-faceted jobs anyone can ever do. In a single day in the life of a property manager, they may be called upon to solve some problems with the home’s physical structures, find tenants for a vacant apartment or pacify a disgruntled tenant. Property managers are responsible for meeting the needs of tenants, the expectations of owners, and the requirements of the law. But these are not the only challenges they have to deal with; they also live with the constant…

02 Aug 2022

Advantages of Independent Insurance Agents

Insurance

A “captive (or dedicated) insurance agent” works for a certain insurance carrier and can only sell insurance policies provided by that carrier. An “independent insurance agent” has the freedom to get quotes through multiple insurance carriers. Have an advocate on your side The most obvious difference from a captive agent is that independent insurance agents work for YOU, not for the insurance carriers. They are unbiased and do their best to get the best deals and coverage for their clients. Options A captive agent can offer you policies…

26 Jul 2022

Does Homeowners Insurance Cover Water Damage?

Insurance

Homeowners insurance is a type of property insurance that covers losses or damages to your residence. The coverage includes everything on the property's interior and exterior. It also covers theft of belongings, personal liabilities, and extra living expenses. From all these, you can see that homeowners insurance covers a range of mishaps. However, homeowners often want to know if their policy offers protection for water damage. They also would like to know if their insurance will protect them in situations like heavy storms or flooding. Homeowner's insurance covers…

16 Jun 2022

The Best Insurance Policies for Young People and Their Families

Insurance, Personal

There’s a lot to think about when you’re young and starting out in life. One of the most important things is making sure you and your family are taken care of financially, should something happen to you. That’s where insurance comes in. There are all sorts of insurance policies available, but which ones are best for young people who want to take care of their families long-term? Here are a few options to consider. Term Life Insurance – type of policy provides coverage for a set period of time,…

03 May 2022

Guide to Insurance for Home Appliances

Insurance

The hidden costs of maintaining a home often surprise owners, and one that is sometimes overlooked but important to consider is the price of upkeep and replacement for your home’s appliances and systems. Homeowners insurance is designed to cover the replacement of items only in the case of natural disaster or theft. But what about the costs of maintaining expensive systems and appliances or, even worse, the replacement costs that come with normal wear and tear? To be sure you have the coverage you need, it’s worth considering…

21 Apr 2022

Gauging the Life Expectancy of Your Bike

Insurance, Personal

How long your bike will last is probably something you rarely think about (much like tennis shoes). Still, the reality is that worn bicycle parts or a damaged frame can cause instability, discomfort, increased wear on other parts of your bike, and injuries. Cycles can last anywhere from a year to a lifetime, depending on how well each bicycle part is maintained. Checking your manufacturer's warranty can help you gauge its lifespan, but keep in mind that each piece of your bike will need to be replaced on…