Insurance Archives Page 2 of 5

09 Aug 2024

Staying Cool While Hosting BBQ Parties in the Summer Heat

Insurance

Hosting a BBQ party during a hot summer day can be enjoyable if you take the right steps to keep everyone cool and comfortable. If not, the heat can be stifling! Here’s a guide to help you and your guests enjoy the festivities despite the scorching heat: Choose the Right Time Plan your BBQ for late afternoon or early evening when the sun is less intense. Avoid the peak heat hours between 12 PM and 4 PM. This timing not only keeps everyone cooler but also creates a…

19 Jun 2024

Safer Alternatives to Fireworks for your July 4th Celebration

Insurance, Personal

When it comes to adding a burst of vibrant hues and exhilaration to festive occasions, fireworks have long been a popular choice. However, it is important to be aware of the potential hazards they pose, such as burns, injuries, fire hazards, and distress to our furry friends. Here are some facts from National Fire Protection Association about fireworks: Fireworks start around 19,500 fires annually. Most firework injuries are to the eyes, hands, fingers, or legs. Sparklers cause 25% of injuries leading to emergency room visits. Children ages 10…

06 May 2024

How to Handle an Accident on the Highway

Insurance

The unfortunate has occurred, and you’ve just been involved in a car accident on the highway. While it’s normal to feel a mix of emotions in the aftermath, depending on your injuries, there are some key logistical, safety, and legal matters to take care of so you can effectively resolve the situation. Below, we’ll walk you through how to handle an accident on the highway. Assess Potential Injuries Before you or your passengers try to exit the vehicle, you should first check for injuries. This will determine if…

04 Apr 2024

A and H Insurance Mobile Insured App

Insurance, NEWS, Personal

You have a new way to manage your personal insurance with the A and H Insurance Mobile Insured app! Get it on Google Play or the Apple App Store. With this app you'll be able to view your home & auto policies and coverages, as well as upload pictures and text to make an auto accident claim. Direct Download Links : Google Play (Android): https://play.google.com/store/apps/details?id=com.appliedsystems.mobileinsured.ahins01a App Store (Apple): https://apps.apple.com/us/app/a-and-h-insurance/id6477451426 QR Code: How to get your Mobile Insured app set up Step 1 — Click “New Account” Step 2…

13 Feb 2024

Your Small Business May Need D&O Insurance

Business, Finances, Insurance

According to the U.S. Small Business Administration, more than half of the American workforce owns or works for a small business. Twenty-five percent of small businesses with employees work from home. When considering sole proprietor operations with no employees, this percentage increases to approximately 50%. If you run your business from home, you may think that directors and officers (D&O) insurance is not necessary. However, the size and location of your business do not determine the need for protection or the amount of coverage you need. If you…

22 Jan 2024

Unveiling the Enduring Advantages of Life Insurance

Finances, Insurance, Personal

In the vast landscape of financial planning, life insurance emerges as a cornerstone, providing a bedrock of security for you and your loved ones. This vital tool transcends its role as a mere financial safety net, offering a spectrum of benefits, safeguarding the future of those you cherish. A and H Insurance delves into the multifaceted advantages of life insurance: Safeguarding Your Family's Financial Stability Imagine a world where your family's financial future is secure, even in your absence. Life insurance is that safety net, cushioning your loved…

16 Jan 2024

Advantages of Independent Insurance Agents for Businesses

Business, Insurance

Why should you acquire insurance through an independent agent instead of through a captive insurance agent or by yourself through the internet? This article will explain the advantages of having an independent agent including Service, Value, Flexibility, Value, Ease, and Help with Claims. What is an independent agent versus a captive agent? A captive agent works specifically for one insurance carrier (e.g. State Farm), while an independent agent is licensed with multiple insurance carriers. Value & Flexibility When you acquire insurance through an independent agent, many times you…

10 Jan 2024

Differences Between HMO, PPO, and EPO Health Insurance Plans

Insurance

When it comes to health insurance plans, there are several options available, including EPO, HMO, and PPO plans. Knowing the differences can help you make an informed decision so that you’ll get the right coverage that fits your budget. The network size, deductible, and premium costs of plans you have access to may vary, so the info below is generalized and will not be accurate 100% of the time. What are HMOs, PPOs, and EPOs? An HMO, or Health Maintenance Organization, is a type of plan that typically…

12 Oct 2023

Reviving Your Financial Health: A Guide for Entrepreneurs Overcoming Addiction

Business, Insurance

Entrepreneurs who've struggled with addiction face a unique set of obstacles, particularly in financial rebuilding. This struggle is often compounded by the impact on both personal life and business operations. In this article, A and H Insurance delves into eight actionable steps that can help entrepreneurs like yourself reclaim a financial footing in the post-addiction stage. Whether you're new to entrepreneurship or a seasoned business owner, these strategies can set you on a path to recovery and success. Accept the Significance of Past Habits First and foremost, it's…

11 May 2023

Prepare Your Home for a Fire Emergency

Insurance, Personal, Tips

Understanding the risk of fire emergencies in your home To guarantee you and your family's safety, it's crucial to be aware of the fire hazards in your living space. Cooking equipment, heating appliances, cigarettes, and electrical malfunctions are the main causes of house fires. Identifying these hazards and taking fire safety seriously is imperative for fire prevention. Regular maintenance and cleaning of stoves and furnaces, for example, could prevent fires from happening. You should also store any flammable liquids and combustibles away from heat sources. If you live…