2025 Big “I” Legislative Conference

2025 Big “I” Legislative Conference

On April 30th, 2025, I had the privilege of going to Washington DC with the NIIA to advocate with our 9 Nevada delegates certain bills to protect our industry. We got to walk all over Capitol Hill, meeting with our representatives. I have viewed these names on ballots before and read about them, but to get to meet them in person was a surreal experience. Jared Rossi, Rachel Rizzi, Cory Semel, Susan Bauman were powerhouses in all our meetings. I learned so much about our capital in such…
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Pearce Scholarship for Insurance Education

Pearce Scholarship for Insurance Education

Attention independent agents! Are you ready to take your professional journey to new heights? Look no further than the Pearce Scholarship. In partnership with the Nevada Independent Insurance Agents, A and H Insurance, Inc. is proud to offer the Brad Pearce memorial scholarship in an effort to support Nevada's insurance industry by providing funds to agents who aspire to enhance their industry knowledge. This scholarship is available to members of the Nevada Independent Insurance Agents and their employees. The scholarship can be used for industry related educational programs…
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2024 Insurance Industry News

2024 Insurance Industry News

Here we will post articles that may be relevant to our personal, commercial, and health & life clients. These articles will primarily focus on our clients residing in Arizona, California, and Nevada. Below you'll find the underlined links to the articles, as well as a short summary of each. 10/21/2024 — Auto Insurance Price Increases Slowing — Inflation in the cost of auto insurance is down to 16.3% in September year over year (from a peak of 22.6% in April). However, many insurance carriers are no longer writing…
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Staying Cool While Hosting BBQ Parties in the Summer Heat

Staying Cool While Hosting BBQ Parties in the Summer Heat

Hosting a BBQ party during a hot summer day can be enjoyable if you take the right steps to keep everyone cool and comfortable. If not, the heat can be stifling! Here’s a guide to help you and your guests enjoy the festivities despite the scorching heat: Choose the Right Time Plan your BBQ for late afternoon or early evening when the sun is less intense. Avoid the peak heat hours between 12 PM and 4 PM. This timing not only keeps everyone cooler but also creates a…
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Safer Alternatives to Fireworks for your July 4th Celebration

Safer Alternatives to Fireworks for your July 4th Celebration

When it comes to adding a burst of vibrant hues and exhilaration to festive occasions, fireworks have long been a popular choice. However, it is important to be aware of the potential hazards they pose, such as burns, injuries, fire hazards, and distress to our furry friends. Here are some facts from National Fire Protection Association about fireworks: Fireworks start around 19,500 fires annually. Most firework injuries are to the eyes, hands, fingers, or legs. Sparklers cause 25% of injuries leading to emergency room visits. Children ages 10…
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How to Handle an Accident on the Highway

How to Handle an Accident on the Highway

The unfortunate has occurred, and you’ve just been involved in a car accident on the highway. While it’s normal to feel a mix of emotions in the aftermath, depending on your injuries, there are some key logistical, safety, and legal matters to take care of so you can effectively resolve the situation. Below, we’ll walk you through how to handle an accident on the highway. Assess Potential Injuries Before you or your passengers try to exit the vehicle, you should first check for injuries. This will determine if…
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A and H Insurance Mobile Insured App

A and H Insurance Mobile Insured App

You have a new way to manage your personal insurance with the A and H Insurance Mobile Insured app! Get it on Google Play or the Apple App Store. With this app you'll be able to view your home & auto policies and coverages, as well as upload pictures and text to make an auto accident claim. Direct Download Links : Google Play (Android): https://play.google.com/store/apps/details?id=com.appliedsystems.mobileinsured.ahins01a App Store (Apple): https://apps.apple.com/us/app/a-and-h-insurance/id6477451426 QR Code: How to get your Mobile Insured app set up Step 1 — Click “New Account” Step 2…
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Your Small Business May Need D&O Insurance

Your Small Business May Need D&O Insurance

According to the U.S. Small Business Administration, more than half of the American workforce owns or works for a small business. Twenty-five percent of small businesses with employees work from home. When considering sole proprietor operations with no employees, this percentage increases to approximately 50%. If you run your business from home, you may think that directors and officers (D&O) insurance is not necessary. However, the size and location of your business do not determine the need for protection or the amount of coverage you need. If you…
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Unveiling the Enduring Advantages of Life Insurance

Unveiling the Enduring Advantages of Life Insurance

In the vast landscape of financial planning, life insurance emerges as a cornerstone, providing a bedrock of security for you and your loved ones. This vital tool transcends its role as a mere financial safety net, offering a spectrum of benefits, safeguarding the future of those you cherish. A and H Insurance delves into the multifaceted advantages of life insurance: Safeguarding Your Family's Financial Stability Imagine a world where your family's financial future is secure, even in your absence. Life insurance is that safety net, cushioning your loved…
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Advantages of Independent Insurance Agents for Businesses

Advantages of Independent Insurance Agents for Businesses

Why should you acquire insurance through an independent agent instead of through a captive insurance agent or by yourself through the internet? This article will explain the advantages of having an independent agent including Service, Value, Flexibility, Value, Ease, and Help with Claims. What is an independent agent versus a captive agent? A captive agent works specifically for one insurance carrier (e.g. State Farm), while an independent agent is licensed with multiple insurance carriers. Value & Flexibility When you acquire insurance through an independent agent, many times you…
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