Insurance Archives - A and H Insurance

04 Mar 2026

How Small Businesses Can Manage Legal Risks and Protect Their Future

Business, Finances, Insurance

Local small business owners in Nevada, Arizona, and California face a tough reality: business liability exposure often grows quietly while day-to-day operations stay busy. One customer complaint, employee issue, vendor disagreement, or lease conflict can become a common legal dispute that drains cash and attention fast. The core challenge isn’t bad intentions, it’s business vulnerability created by unclear responsibilities, inconsistent practices, and missed requirements that are easy to overlook. Strong legal risk management and asset protection challenges addressed early help keep a single problem from threatening everything the…

06 Jan 2026

3 New Year’s Resolutions Small Businesses Should Make

Business, Insurance

The new year is a time for new beginnings, new ideas, and, of course, New Year's resolutions. Making resolutions might seem trivial at a New Year's Eve party. But it's not! Every new year is an opportunity for small businesses to assess their strengths and weaknesses, develop strategies to address challenges, and refresh their financial protections. Here are three things you can resolve to do to protect your business in the coming year. 1. Tackle postponed maintenance projects Due to labor shortages and other obstacles, many businesses have…

04 Jan 2026

Insurance Considerations for Every Life Stage

Finances, Insurance

Health needs evolve over time. What works in your twenties may not provide the protection you need in your fifties or sixties. For this reason, planning for health changes as you age is one of the smartest long term financial decisions you can make. Insurance plays a critical role in ensuring you have access to quality care, protect your savings, and maintain peace of mind through every stage of life. Understanding how your coverage needs change helps you make proactive choices rather than reactive ones. Below is a…

29 Dec 2025

2026 Tax Tips for Insurance Planning: What Policyholders Should Know

Finances, Insurance

As we head into 2026, tax planning continues to be an important part of smart financial management for individuals and business owners alike. Insurance plays a key role in that planning process. Whether you rely on employer provided coverage, carry your own individual policies, or manage insurance for your business, understanding how various insurance related expenses and benefits interact with the tax code can help you retain more of your hard-earned money and avoid surprises come tax season. Here are some essential tax tips for insurance planning in…

17 Dec 2025

How to Move Forward When Planning and Paying for Long-Term Care

Insurance, Wellness

If you or someone you love needs extra help from assisted living, memory care, or a nursing home facility, it gets overwhelming fast. Money, health, family roles… it’s a lot. Read on for tips that keep it human and doable: what to ask, how to compare options, where Medicare fits (and where it doesn’t), and smart ways to assemble the funds. Begin with real life, not spreadsheets Before you price anything, think in terms of what help is actually needed: getting dressed, bathing, medications, meals, moving around? Are…

06 Nov 2025

When To File (or Not File) a Homeowners Claim

Finances, Houses, Insurance

Home insurance premiums have been rising, and getting coverage can be tricky in what's known as a “hard market”. When extreme weather and catastrophic events put a lot of strain on the insurance industry, this is reflected in premiums and renewals. Insurance companies take fewer risks and raise their rates to keep up with the increase in claims, litigation, and the higher cost of materials. Insurance is an investment you hope you'll never have to use. You pay to protect yourself from unexpected events like theft, vandalism, liability,…

07 Oct 2025

Can Cybersecurity Insurance Help with an Interanal Breach?

Business, Insurance

There's training, testing, and oversight, but it still happens. A busy employee clicks on a link in an email and realizes it's a scam. What they don't know is that the malware embedded in that link has triggered a series of actions deep within the company's systems. Within minutes, all data is available to a cybercriminal, and the network is taken down. With a vigilant employee and IT team, the attack may have been stopped. But the damage is often done before cybersecurity systems can respond. The costs…

29 Sep 2025

How to Settle Into a Luxury Home After Retirement

Houses, Insurance

Moving into a luxury home after retirement is more than relocation — it’s a reset. Space, comfort, and pace all change. But ease doesn’t arrive with the keys. A home becomes livable when systems are aligned, friction is reduced, and support shows up where it matters. Every detail — from lighting to insurance — shapes how quickly peace settles in. The right moves early make everything feel natural. Bring the House Online, Seamlessly You shouldn't need a cheat sheet just to turn on your lights. While luxury homes…

14 May 2025

2025 Big “I” Legislative Conference

Business, Insurance, NEWS

On April 30th, 2025, I had the privilege of going to Washington DC with the NIIA to advocate with our 9 Nevada delegates certain bills to protect our industry. We got to walk all over Capitol Hill, meeting with our representatives. I have viewed these names on ballots before and read about them, but to get to meet them in person was a surreal experience. Jared Rossi, Rachel Rizzi, Cory Semel, Susan Bauman were powerhouses in all our meetings. I learned so much about our capital in such…

20 Feb 2025

Pearce Scholarship for Insurance Education

Insurance, NEWS

Attention independent agents! Are you ready to take your professional journey to new heights? Look no further than the Pearce Scholarship. In partnership with the Nevada Independent Insurance Agents, A and H Insurance, Inc. is proud to offer the Brad Pearce memorial scholarship in an effort to support Nevada's insurance industry by providing funds to agents who aspire to enhance their industry knowledge. This scholarship is available to members of the Nevada Independent Insurance Agents and their employees. The scholarship can be used for industry related educational programs…