Insurance Archives - A and H Insurance

17 Dec 2025

How to Move Forward When Planning and Paying for Long-Term Care

Insurance, Wellness

If you or someone you love needs extra help from assisted living, memory care, or a nursing home facility, it gets overwhelming fast. Money, health, family roles… it’s a lot. Read on for tips that keep it human and doable: what to ask, how to compare options, where Medicare fits (and where it doesn’t), and smart ways to assemble the funds. Begin with real life, not spreadsheets Before you price anything, think in terms of what help is actually needed: getting dressed, bathing, medications, meals, moving around? Are…

06 Nov 2025

When To File (or Not File) a Homeowners Claim

Finances, Houses, Insurance

Home insurance premiums have been rising, and getting coverage can be tricky in what's known as a “hard market”. When extreme weather and catastrophic events put a lot of strain on the insurance industry, this is reflected in premiums and renewals. Insurance companies take fewer risks and raise their rates to keep up with the increase in claims, litigation, and the higher cost of materials. Insurance is an investment you hope you'll never have to use. You pay to protect yourself from unexpected events like theft, vandalism, liability,…

07 Oct 2025

Can Cybersecurity Insurance Help with an Interanal Breach?

Business, Insurance

There's training, testing, and oversight, but it still happens. A busy employee clicks on a link in an email and realizes it's a scam. What they don't know is that the malware embedded in that link has triggered a series of actions deep within the company's systems. Within minutes, all data is available to a cybercriminal, and the network is taken down. With a vigilant employee and IT team, the attack may have been stopped. But the damage is often done before cybersecurity systems can respond. The costs…

29 Sep 2025

How to Settle Into a Luxury Home After Retirement

Houses, Insurance

Moving into a luxury home after retirement is more than relocation — it’s a reset. Space, comfort, and pace all change. But ease doesn’t arrive with the keys. A home becomes livable when systems are aligned, friction is reduced, and support shows up where it matters. Every detail — from lighting to insurance — shapes how quickly peace settles in. The right moves early make everything feel natural. Bring the House Online, Seamlessly You shouldn't need a cheat sheet just to turn on your lights. While luxury homes…

14 May 2025

2025 Big “I” Legislative Conference

Business, Insurance, NEWS

On April 30th, 2025, I had the privilege of going to Washington DC with the NIIA to advocate with our 9 Nevada delegates certain bills to protect our industry. We got to walk all over Capitol Hill, meeting with our representatives. I have viewed these names on ballots before and read about them, but to get to meet them in person was a surreal experience. Jared Rossi, Rachel Rizzi, Cory Semel, Susan Bauman were powerhouses in all our meetings. I learned so much about our capital in such…

20 Feb 2025

Pearce Scholarship for Insurance Education

Insurance, NEWS

Attention independent agents! Are you ready to take your professional journey to new heights? Look no further than the Pearce Scholarship. In partnership with the Nevada Independent Insurance Agents, A and H Insurance, Inc. is proud to offer the Brad Pearce memorial scholarship in an effort to support Nevada's insurance industry by providing funds to agents who aspire to enhance their industry knowledge. This scholarship is available to members of the Nevada Independent Insurance Agents and their employees. The scholarship can be used for industry related educational programs…

08 Oct 2024

2024 Insurance Industry News

Insurance, NEWS

Here we will post articles that may be relevant to our personal, commercial, and health & life clients. These articles will primarily focus on our clients residing in Arizona, California, and Nevada. Below you'll find the underlined links to the articles, as well as a short summary of each. 10/21/2024 — Auto Insurance Price Increases Slowing — Inflation in the cost of auto insurance is down to 16.3% in September year over year (from a peak of 22.6% in April). However, many insurance carriers are no longer writing…

09 Aug 2024

Staying Cool While Hosting BBQ Parties in the Summer Heat

Insurance

Hosting a BBQ party during a hot summer day can be enjoyable if you take the right steps to keep everyone cool and comfortable. If not, the heat can be stifling! Here’s a guide to help you and your guests enjoy the festivities despite the scorching heat: Choose the Right Time Plan your BBQ for late afternoon or early evening when the sun is less intense. Avoid the peak heat hours between 12 PM and 4 PM. This timing not only keeps everyone cooler but also creates a…

19 Jun 2024

Safer Alternatives to Fireworks for your July 4th Celebration

Insurance, Personal

When it comes to adding a burst of vibrant hues and exhilaration to festive occasions, fireworks have long been a popular choice. However, it is important to be aware of the potential hazards they pose, such as burns, injuries, fire hazards, and distress to our furry friends. Here are some facts from National Fire Protection Association about fireworks: Fireworks start around 19,500 fires annually. Most firework injuries are to the eyes, hands, fingers, or legs. Sparklers cause 25% of injuries leading to emergency room visits. Children ages 10…

06 May 2024

How to Handle an Accident on the Highway

Insurance

The unfortunate has occurred, and you’ve just been involved in a car accident on the highway. While it’s normal to feel a mix of emotions in the aftermath, depending on your injuries, there are some key logistical, safety, and legal matters to take care of so you can effectively resolve the situation. Below, we’ll walk you through how to handle an accident on the highway. Assess Potential Injuries Before you or your passengers try to exit the vehicle, you should first check for injuries. This will determine if…