When To File (or Not File) a Homeowners Claim
Home insurance premiums have been rising, and getting coverage can be tricky in what's known as a “hard market”. When extreme weather and catastrophic events put a lot of strain on the insurance industry, this is reflected in premiums and renewals. Insurance companies take fewer risks and raise their rates to keep up with the increase in claims, litigation, and the higher cost of materials. Insurance is an investment you hope you'll never have to use. You pay to protect yourself from unexpected events like theft, vandalism, liability,…










