Finances Archives Page 2 of 2 - A and H Insurance

01 Nov 2023

Ensuring Financial Stability: Safeguarding Your Small Business

Business, Finances

In the volatile realm of entrepreneurship, having a financial safety net can make the difference between surviving tough times and falling apart. This cushion allows you to withstand unexpected financial storms and adapt without jeopardizing your operations. In this article, A and H Insurance will delve into the critical steps to establish and maintain financial security for your small business. Forecast Cash Flow Forecasting cash flow is essential for any business, but especially for small enterprises where margins can be thin. With adequate cash flow projections, you can…

25 Apr 2023

Why You Need Umbrella Insurance Coverage

Business, Finances, Insurance

Understanding umbrella insurance coverage Umbrella insurance is a type of personal liability coverage that goes beyond the limits of other existing policies such as homeowners, auto, or business insurance. It is designed to protect individuals or companies and their assets from the financial consequences of unforeseen events such as lawsuits or accidents. Those who are at high risk of being sued, that have significant assets, inexperienced drivers, or anyone concerned that their coverage limits are not sufficient may benefit from umbrella insurance. Umbrella insurance provides coverage for losses…

18 Apr 2023

6 Things to Consider When You’re Expanding Your Business

Business, Finances, Insurance

Once your small business starts gaining momentum, it’s time to think about expansion! But do you know what you need to take into consideration as you scale your business? Here, A and H Insurance goes over five crucial tasks you need to tackle in order to grow your company and increase your bottom line: 1. Protect Yourself, Your Employees, and Your Business If you’re running a sole proprietorship, forming an LLC will help you expand your business. Apply for an EIN in your state so you can start…

17 Nov 2022

6 Tips to Financially Prepare for a Recession

Finances, Tips

A recession doesn't have to take a toll on your finances. There are ways to earn and save money during a recession. This article presented by A and H Insurance discusses ways for you to avoid incurring more expenses and earn money instead. 1. Get a Home Warranty Home repairs can cost homeowners thousands of dollars. It may even cost more when there's structural damage to the home. You can save money by investing in a renewable home warranty to cover repairs for appliances, plumbing, heating, and cooling.…

17 Nov 2020

Save Money on Home Heating Costs this Winter

Finances, Personal, Tips

Don’t let heating costs wreck your budget this winter. Following these tips will help you save on heating costs. Some of these tips may be painfully obvious, but some may be unconventional ideas you wouldn’t think of. Strategically manage your windows Windows are much less insulated than walls and present a source of heat loss in your home. You can use plastic film kits to offer another layer of protection. Curtains and blinds can also be useful for blocking the cold, but you’ll want to let in warming…

04 May 2020

My Progressive Snapshot Experience – Lower Your Car Insurance Rates

Finances, Insurance

You may have seen Flo from Progressive Insurance telling you to install their Snapshot plug-in device (there is also a mobile app, but it’s not available in all states). When I was looking for car insurance, I got several quotes from different carriers through A and H Insurance and Progressive came back the cheapest, while still giving me excellent coverage. The rate was great, but I decided to see how much lower I could get it and signed up to get a Snapshot device. How To Sign Up…