You work hard to make decisions that are right for your business, employees, and yourself. This includes decisions about business insurance. You know you need excellent coverage, but you don’t want to break the bank, and don’t have time to become an expert in business insurance. That’s where A and H Insurance can help. We are an independent insurance agency representing dozens of insurance carriers and serving multiple states, including NV, CA, and AZ.
A Business Owners Policy (BOP) combines property and liability coverage, and can include options such as business interruption coverage for small to medium-sized businesses. This packaged coverage is generally less expensive than when purchasing coverage separately. With a BOP, you have the ability to customize the policy to meet your individual business needs.
Whether you are a home-based business, small service provider or contractor, A and H Insurance will work with you to find the right combination of business insurance coverage to meet your specific needs. We can fit you with policies including general liability coverage that includes operations, commercial auto coverage or commercial property insurance.
Supplemental Coverage Available
- Extended liability for additional insureds.
- Valuable records protection and accounts receivable.
- Debris removal, personal property.
- Tools and equipment.
A and H Insurance will advise you on the right coverage, and we also offer other services, such as:
- Loss Prevention Programs— With the aid of our partner insurance carriers, we can look at your business’ current conditions and suggest ways to lower property, auto, workers compensation, or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.
- Quick Claim Response—when you do have a claim and require fast and fair service, we work with you to make that happen. That’s why we only work with companies that settle claims fairly and quickly.
- Competitive Rates—many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing. We can often get you multiple competing quotes to get you the best coverage and rates, and can even shop the policy again at your next renewal.
To see if your Nevada, Arizona, or California business qualifies for one of these special programs, contact us or request a quote for more information.