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Prepare Your Home for a Fire Emergency

Prepare Your Home for a Fire Emergency

Understanding the risk of fire emergencies in your home To guarantee you and your family's safety, it's crucial to be aware of the fire hazards in your living space. Cooking equipment, heating appliances, cigarettes, and electrical malfunctions are the main causes of house fires. Identifying these hazards and taking fire safety seriously is imperative for fire prevention. Regular maintenance and cleaning of stoves and furnaces, for example, could prevent fires from happening. You should also store any flammable liquids and combustibles away from heat sources. If you live…
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Why You Need Umbrella Insurance Coverage

Why You Need Umbrella Insurance Coverage

Understanding umbrella insurance coverage Umbrella insurance is a type of personal liability coverage that goes beyond the limits of other existing policies such as homeowners, auto, or business insurance. It is designed to protect individuals or companies and their assets from the financial consequences of unforeseen events such as lawsuits or accidents. Those who are at high risk of being sued, that have significant assets, inexperienced drivers, or anyone concerned that their coverage limits are not sufficient may benefit from umbrella insurance. Umbrella insurance provides coverage for losses…
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6 Things to Consider When You’re Expanding Your Business

6 Things to Consider When You’re Expanding Your Business

Once your small business starts gaining momentum, it’s time to think about expansion! But do you know what you need to take into consideration as you scale your business? Here, A and H Insurance goes over five crucial tasks you need to tackle in order to grow your company and increase your bottom line: 1. Protect Yourself, Your Employees, and Your Business If you’re running a sole proprietorship, forming an LLC will help you expand your business. Apply for an EIN in your state so you can start…
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Preparing Your Car for a Winter Storm

Preparing Your Car for a Winter Storm

It’s time for Christmas with the cranks and, no, I don’t mean the 2004 Tim Allen film. We’re talking about that low droning rrr, rrr, rrrrrr of your engine that leaves you wondering if it will ever start. If temperatures are dropping, and it looks like snow will soon fall, the time has come to give your car a cold weather overhaul. Winter weather brings winter car woes, but with a little preparation, you can have your vehicle ready for the cold, snow, and ice. Tires: Winter weather…
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