Retail insurance protects you from liability for customer accidents, property damage, theft, and employee injuries and illnesses. Store owners who have been through issues like this can probably tell you how important it is to have the right coverage types with the right limits. We understand the risks you face every day and offer affordable, easy-to-buy insurance for businesses of all kinds. A and H Insurance is your local, independent insurance broker that will work with you and understand the needs of your retail establishment to get you the best coverage and deals.
Every business faces different types of risks, so the costs vary from business to business. Your final price will depend on the unique characteristics of your business, including your building, location, personal items, and employees. For example, a small e-commerce retailer with no employees or a physical location may have much lower insurance costs than a brick-and-mortar retailer with multiple employees. Contact A and H Insurance today for a quote, or fill out the quote form on this page to be contacted by one of our helpful agents!
Common types of retail insurance:
General Liability
General liability coverage protects against lawsuits and other financial liabilities arising from a variety of events, including injuries to clients.
Business Owners Policy (BOP)
BOP includes liability coverage as well as coverage for your storefront and other business property.
Workers’ compensation
Workers’ compensation insurance will cover you if your employees get sick or injured while on the job.
Commercial Auto
Commercial auto insurance is usually required if you own a company vehicle, such as a van. We protect a wide variety of vehicles and trailers commonly found in the retail industry.
Type of Business We Find Insurance For:
- Appliance & electronics stores
- Auto parts store
- Book stores
- Boutiques & clothing stores
- Convenience Store
- Florists
- Gift shops
- Hardware stores
- Health food & supplement shops
- Home furnishing stores
- Malls
- Online Retailers
- Pet supply stores
- Pop-up shops
- Sporting goods stores
- Superstores
- And many more!